Introducing The Approval Effect Program by Shatoya Rivers.
Your financial goals deserve a strategy. Whether you're working toward a home, a car, business funding, or better financial standing, our team helps you understand where you stand, identify potential obstacles, and create a personalized strategy for your next financial move.
Your Goals. Our Strategy. Your Next Move.
Your Goal
Everyone's financial goals look different. That's why The Approval Effect doesn't use a one-size-fits-all approach. We develop strategies around what you're trying to accomplish.
Understand your mortgage readiness, explore homeownership requirements, and develop a strategy toward purchasing a home.
Evaluate your financial position, understand vehicle financing factors, and prepare for your next vehicle purchase.
Explore personal or business funding opportunities, evaluate financial readiness, and prepare for potential financing.
Understand your finances, identify opportunities for improvement, and build a stronger financial foundation.
How It Works
Financial progress starts with understanding where you are and knowing what steps make sense next. The Approval Effect gives you a personalized process for making more informed financial decisions.
We start by understanding what you want to accomplish, your priorities, and your desired timeline.
Our team evaluates relevant financial factors to help you understand your starting point and identify potential barriers.
We identify priorities, explore potential pathways, and create actionable steps based on your circumstances and financial goals.
Receive guidance, progress reviews, and adjustments as you work toward your desired financial outcome.
Client Milestones
Explore some of the outcomes and financial milestones experienced by people we've worked with. Tap any image to view it full size.
Client results reflect individual experiences from prior work with Wealth Wish Solutions. They are not typical, are not guaranteed, and are not outcomes of The Approval Effect Program.
Join The Program
Personalized Financial Strategy for Your Next Big Move.
Stop trying to figure out every financial decision on your own. The Approval Effect connects you with a team that helps you evaluate your current situation, understand your options, and develop an organized strategy toward the financial goals that matter to you.
Created by Shatoya Rivers, CCA Board Certified Credit Consultant and Founder of Wealth Wish Solutions.
Join The Approval Effect Program today.
A personalized strategy built around your goal, with a team behind you at every step.
What's included:
Choose your payment option
Choose the payment option that works best for you. Program scope, duration, and payment terms are outlined in your Client Service Agreement.
Financial outcomes vary based on individual circumstances, lender requirements, and eligibility. The Approval Effect provides financial assessments, education, and strategic guidance. Participation does not guarantee financing, funding, or approval.
Free Onboarding Call
Not sure if The Approval Effect is right for you?
Schedule a Free Onboarding Call with our team. We'll discuss what you're working toward, explain how our financial strategy program works, and help you determine whether it's the right next step.
Your call is completely free, even if you decide not to join.
"And my God shall supply all your needs according to His riches in glory by Christ Jesus."Philippians 4:19
Meet Toya
Shatoya Rivers is the founder of Wealth Wish Solutions and a CCA Board-Certified Credit Consultant. Through her experience helping clients navigate financial challenges and opportunities, she understands how important it is to have a clear strategy before making major financial decisions.
She created The Approval Effect to help individuals move beyond uncertainty and approach their financial goals with greater clarity, preparation, and direction.
Her mission is simple: help people understand their financial position, recognize their opportunities, and make more intentional moves toward the life they want to build.
Ready to Start?
Whether your goal is homeownership, vehicle financing, funding, or simply building a stronger financial foundation, The Approval Effect helps you move forward with more clarity, direction, and a personalized plan.
You bring the goal. We help you build the strategy.