The Approval Effect Program | Personalized Financial Strategy | Wealth Wish Solutions

Get Approved For The Life You Want To Live

Introducing The Approval Effect Program by Shatoya Rivers.

Your financial goals deserve a strategy. Whether you're working toward a home, a car, business funding, or better financial standing, our team helps you understand where you stand, identify potential obstacles, and create a personalized strategy for your next financial move.

Your Goals. Our Strategy. Your Next Move.

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CCA
Board Certified Credit Consultant
2K+
Clients Successfully Served
$1.4M
In Debt Removed In 2025
LAW
Legal Analyst On The Team

Your Goal

What Are You Working Toward?

Everyone's financial goals look different. That's why The Approval Effect doesn't use a one-size-fits-all approach. We develop strategies around what you're trying to accomplish.

HOME

Understand your mortgage readiness, explore homeownership requirements, and develop a strategy toward purchasing a home.

CAR

Evaluate your financial position, understand vehicle financing factors, and prepare for your next vehicle purchase.

FUNDING

Explore personal or business funding opportunities, evaluate financial readiness, and prepare for potential financing.

BETTER FINANCIAL STANDING

Understand your finances, identify opportunities for improvement, and build a stronger financial foundation.

How It Works

Your Goals. A Strategy. A Team Behind You.

Financial progress starts with understanding where you are and knowing what steps make sense next. The Approval Effect gives you a personalized process for making more informed financial decisions.

02
Assess Your Financial Position

Our team evaluates relevant financial factors to help you understand your starting point and identify potential barriers.

03
Develop Your Personalized Strategy

We identify priorities, explore potential pathways, and create actionable steps based on your circumstances and financial goals.

04
Make Strategic Moves With Our Team

Receive guidance, progress reviews, and adjustments as you work toward your desired financial outcome.

Client Milestones

Real Clients. Real Financial Milestones.

Explore some of the outcomes and financial milestones experienced by people we've worked with. Tap any image to view it full size.

Client results reflect individual experiences from prior work with Wealth Wish Solutions. They are not typical, are not guaranteed, and are not outcomes of The Approval Effect Program.

Join The Program

The Approval Effect Program

Personalized Financial Strategy for Your Next Big Move.

Stop trying to figure out every financial decision on your own. The Approval Effect connects you with a team that helps you evaluate your current situation, understand your options, and develop an organized strategy toward the financial goals that matter to you.

Created by Shatoya Rivers, CCA Board Certified Credit Consultant and Founder of Wealth Wish Solutions.

Choose The Option That Works For You

Join The Approval Effect Program today.

What's Included

A personalized strategy built around your goal, with a team behind you at every step.

What's included:

  • Personalized financial goal assessment.
  • Review of relevant financial information and current circumstances.
  • Identification of potential financial and qualification barriers.
  • Personalized financial strategy and action plan.
  • Education on relevant financing requirements and financial options.
  • Prioritized recommendations based on your goals.
  • Financial progress tracking and strategy reviews.
  • Ongoing strategic guidance from the Wealth Wish Solutions team.

Choose your payment option

Pay In Full
$700
One payment today
Pay In Full
$400 + $400
$400 today + $400 in 30 days
Choose Split Pay
$297 + $97/mo
$297 down, then $97 monthly.
Cancel anytime.
Choose Monthly

Choose the payment option that works best for you. Program scope, duration, and payment terms are outlined in your Client Service Agreement.

Financial outcomes vary based on individual circumstances, lender requirements, and eligibility. The Approval Effect provides financial assessments, education, and strategic guidance. Participation does not guarantee financing, funding, or approval.

Free Onboarding Call

Have Questions? Let's Talk About Your Goals.

Not sure if The Approval Effect is right for you?

Schedule a Free Onboarding Call with our team. We'll discuss what you're working toward, explain how our financial strategy program works, and help you determine whether it's the right next step.

  • ✓ No payment required
  • ✓ No credit card required
  • ✓ No obligation to join
Book Your Free Onboarding Call →

Your call is completely free, even if you decide not to join.

"And my God shall supply all your needs according to His riches in glory by Christ Jesus."
Philippians 4:19
Shatoya Rivers
Shatoya Rivers CCA Board-Certified Credit Consultant, Founder

Meet Toya

Meet the Woman Behind The Approval Effect

Shatoya Rivers is the founder of Wealth Wish Solutions and a CCA Board-Certified Credit Consultant. Through her experience helping clients navigate financial challenges and opportunities, she understands how important it is to have a clear strategy before making major financial decisions.

She created The Approval Effect to help individuals move beyond uncertainty and approach their financial goals with greater clarity, preparation, and direction.

Her mission is simple: help people understand their financial position, recognize their opportunities, and make more intentional moves toward the life they want to build.

2K+
Clients Served
CCA
Board Certified

Ready to Start?

Your Next Financial Move Deserves a Strategy.

Whether your goal is homeownership, vehicle financing, funding, or simply building a stronger financial foundation, The Approval Effect helps you move forward with more clarity, direction, and a personalized plan.

You bring the goal. We help you build the strategy.