Get Approved For The Life You Want To Live
Introducing The Approval Effect Program by Shatoya Rivers.
A personalized strategy designed to help you understand your credit, strengthen your profile, and make smarter moves toward approval.
How It Works
The Approval Effect Program
Your credit score is only part of the picture. The Approval Effect helps you understand your full credit profile and make strategic moves based on where you are now and where you want to go.
We start by looking at your current credit profile so you can understand what's impacting you and where your opportunities are.
Your next steps are built around your current profile, your goals, and the areas that need your attention most.
Learn how to strengthen your credit profile with practical guidance, education, tools, and smarter financial decisions.
As your profile improves, we'll help you understand your next steps toward the home, car, funding, or financial opportunities you're working toward.
Real Wins
Real Clients. Real Results.
See some of the results our clients have experienced. Tap any result to view it full size.
Join The Program
The Approval Effect Program
Get the strategy, education, tools, and guidance you need to better understand your credit and work toward becoming approval-ready.
Created by Shatoya Rivers, CCA Board Certified Credit Consultant and Founder of Wealth Wish Solutions.
Join The Approval Effect Program today.
What's Inside The Approval Effect Program
Toya created The Approval Effect to help you stop guessing and start making smarter moves with your credit. You'll get a clear strategy based on your profile and the goals you're working toward.
Inside the program:
- Review and better understand your current credit profile
- Identify what's impacting your approval readiness
- Get a personalized Approval Effect strategy
- Learn what areas of your profile need your attention first
- Get credit-building guidance and education
- Learn how to make smarter moves with your credit
- Track your progress as your profile changes
- Get guidance toward your future approval and funding goals
Choose your payment option
Choose the payment option that works best for you and get started with The Approval Effect Program.
Results and timeframes vary based on each individual's credit profile, financial history, and circumstances. Specific credit scores, funding amounts, or approvals are not guaranteed.
Have Questions First?
Book A Call With Our Team.
Not sure which option is right for you? Book a call with our team and we'll help you determine your next step.
Book A Call →"And my God shall supply all your needs according to His riches in glory by Christ Jesus."Philippians 4:19
Meet Toya
The Woman Behind The Approval Effect
Shatoya Rivers is a CCA Board-Certified Credit Consultant and Founder of Wealth Wish Solutions. After helping thousands of people better understand their credit and financial options, she created The Approval Effect to give people a clearer path toward the approvals they're working for.
The goal is simple: help you understand your credit, know what moves make sense for your profile, and become more intentional about the financial opportunities you're working toward.
Ready to Start?
Your Next Approval Starts With Your Next Move.
Join The Approval Effect Program and start making smarter, more strategic moves toward the financial opportunities you want.