Wealth Wish Solutions | The Approval Effect

Get Approved For The Life You Want To Live

Powered by The Approval Effect, the proven path to approval.

Your personalized strategy to approval, built for you, then put into action by our team.

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CCA
Board Certified Credit Consultant
$242K
Top Client Funding Result
2K+
Clients Successfully Served
$1.4M
In Debt Removed In 2025
LAW
Legal Analyst On The Team

How It Works

The Approval Effect Process

Most credit repair companies promise quick fixes. We don't do that here. We use real consumer protection laws, the same laws that protect you as a borrower.

02
Legal-Based Disputes

We challenge negative items the right way through legal channels that protect you long-term.

03
Progress Tracking

No chasing updates. Every month, we check in with you and let you know where things stand with your Approval Effect Strategy.

04
Funding Guidance

Once your profile is in a better place, our team guides you on funding options so you can put your credit to work.

Real Wins

Real Clients. Real Results.

Tap any result to view it full size.

Get Approved

The Approval Effect

Your personalized strategy to approval, and the credit consulting work that puts it into action.

Approval Effect by Shatoya Rivers, CCA Board Certified Credit Consultant, Founder of Wealth Wish Solutions.

$700

or 2 payments of $400, 30 days apart

The Approval Effect Program

One flat fee. No monthly subscription, no recurring charges. This covers the full engagement with our team, start to finish.

Our team will:

  • Complete a full review of your current credit profile
  • Identify the negative items impacting your credit and approval readiness
  • Develop your personalized strategy using The Approval Effect
  • Dispute eligible inaccurate, unverifiable, or outdated items
  • Work repossession, eviction, and late payment removal efforts where eligible
  • Provide credit rebuilding guidance and credit education
  • Provide ongoing review of your credit progress until your file is resolved
  • Check in with you monthly with updates on where things stand
  • Guide you on funding options once your profile is in a better place

This is a service fee, not a physical or digital product. No map, report, or document will be delivered to you. The work is completed internally by our team so we can begin executing your personalized credit strategy. This fee is non-refundable once services have begun.

Choose your payment option

Save $100
$700
Pay in full today
Pay In Full
$400 + $400
$400 today, $400 in 30 days
Split Pay

Stay updated on your progress through your client portal, email, and communication with our team.

Timeframes and results vary. Most clients see their credit repair process take 6 to 8 months or longer. We do not guarantee specific results.

Have Questions First?

Book A Call With Our Team.

If you'd rather talk it through before enrolling, book a call with our team. We're here to answer whatever's on your mind.

Book A Call →
"And my God shall supply all your needs according to His riches in glory by Christ Jesus."
Philippians 4:19
Shatoya Rivers
Shatoya Rivers CCA Board-Certified Credit Consultant, Founder

Who We Are

Created By A Board-Certified Consultant

Wealth Wish Solutions was founded by Shatoya Rivers, a CCA Board-Certified Credit Consultant. She created The Approval Effect, the methodology behind every plan we build, to help people get approved for the home, the car, the funding, and the life they're working toward.

Our team carries out the day-to-day work on your file, so every client gets consistent, hands-on attention, not just access to one person's calendar. We don't just fix credit. We educate, empower, and protect you. Period.

500+
Clients Served
100%
Legal Process
30–60
Days to First Results

Ready to Start

It's Time to Stop Waiting for "Perfect Timing."

Start your Approval Effect Strategy, and begin the process of getting approved for the life you want to live.