
No Hacks. No Shortcuts. Just Real Results Using Consumer Laws That Protect You.
I’m Shatoya Rivers. Your favorite CCA, Board-Certified Credit Consultant, and Good Credit Fairy.
If you’ve been walking around with bad credit for way too long, it’s time to change that story… the right way.


You didn’t mess up your credit overnight, and it’s not gonna fix overnight either.
But here’s the good news:
With the right strategy, laws, and support, you can absolutely rebuild it and get approved again.
No more getting denied.
No more embarrassment at the dealership.
No more anxiety checking your credit score.
You deserve peace, options, and a profile you’re proud of.
Most credit repair companies promise “quick fixes.”
We don’t do that here. I teach and use real consumer protection laws. The same laws that protect YOU as a borrower.
Custom Audit of Your Credit Profile
We review your full report to spot inaccurate, unverifiable, or outdated items.
Legal-Based Disputes Using Consumer Protection Laws
We challenge negative items the right way through legal channels that protect you long-term.
Progress Tracking via Client Portal + Mobile App
No chasing updates. You’ll have 24/7 access to your dashboard, messages, and round updates.
Credit Rebuilding Game Plan
Once your profile is clean, I personally guide you on how to rebuild your credit, manage it, and keep it strong. (That part’s free. It’s part of the process 💪🏾)
Funding Opportunities
When you’re ready, my team connects you with personal or business funding options ... so you can finally use your credit to build wealth.








Board-certified credit specialist with years of experience
Trained hundreds of credit professionals
500+ clients served
Partnered with licensed professionals for legal support
Board-certified credit specialist with years of experience
Trained hundreds of credit professionals
500+ clients served
Partnered with licensed professionals for legal support
This is a process, not a quick hack.
Depending on your profile, your journey might take 3–6 months (some faster, some longer).
But you will start seeing positive changes within the first 30–60 days when you follow my system.
And remember, I’ll be with you every step of the way through your dashboard, app, and updates.
Because over here, we don’t just fix credit…
We educate, empower, and protect you. Period.
Let’s do this the right way
no shortcuts, no stress, no guessing.
We’ll review your profile, answer your questions, and map out your next steps to finally get your credit where it needs to be.
Let’s rebuild your credit and your confidence together.
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